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Homeowners | Wholesale | (877) 816-6706

Smartfi Home Loans

  • Who We Are
    • Our Mission
    • What Makes Us Different
    • Why Our Partners Choose Us
  • Loan Solutions
    • FHA HECM
    • Smartfi Choice
    • Reverse for Purchase
    • ROSS Concierge Service
  • Take Action
    • Get Reverse Education
    • Calculate a Scenario
    • Get Approved
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Why Partner
With Smartfi?

Though we could give you endless reasons, we'll let our partners do the talking!
Find Out if a Partnership is Right for You
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"With Smartfi they do "EVERYTHING" they prequalify they educate the borrower they order appraisal, title, etc. which is good when you are not an expert."

•  D. A.

"My Mom's reverse process went super well. This is my 4th [with] Smartfi and I think you guys are seamless. The title company enjoyed working with you as well! Faith is great! I appreciate you!"

•  C. P.

"Every traditional mortgage lender should also be offering Reverse options, in my opinion - and Smartfi is the Reverse expert to help make it happen."

•  D. L.

"Always so prompt with your feedback and documentation. You are so professional, kind, considerate, and thoughtful. You are the BEST rep I have worked with for years, perhaps EVER."

•  K. C.

"Smartfi has the best loan officer support for reverse mortgages."

•  M. H.

"You are amazing and I'm so lucky to have Smartfi as a partner!"

•  A. M.

"Again Smartfi, Channon and Faith get the job done. I cannot say enough good things."

•  S. L.

"He [Jonathan] is beyond good. Hands down in my 18 years in this business, he is the most professional, knowledgeable and hands on than any AE."

•  B. B.

"Smartfi, and in particular Faith Gates, provided exceptional support throughout this complex loan process. Their assistance was instrumental in achieving a successful closing. I highly recommend Smartfi as a valuable lending partner."

•  J. T.

"Admittedly, I'm merely a passenger on these rides since I have such a great processor... but compared to my other HECM experiences, this has far exceeded my expectations. Communication from the start with Billy and the middle/end with Faith were top notch. I hope this is the first of many loans with you guys."

•  J. S.

Our Company & Leadership

Our partners choose us because of our deep industry knowledge and expertise. With a leadership team that has been in the industry for decades and is experienced not only in wholesale lending but boasts extensive retail reverse mortgage experience, a partnership with Smartfi® is a great value-add to any broker, lender or financial institution.

Explore a Partnership
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Our Innovative Products & Solutions

Our partners choose us because of our innovative products and solutions that expand their borrower reach, provide an additional source of revenue to their business, and help older homeowners enhance their retirement.

Offer Our Products

Our Streamlined Technology

Our partners choose Smartfi as their primary reverse mortgage lender because our technology makes offering reverse easy at ANY experience level. Whether our partner is completely new to reverse, is a seasoned lender, or is somewhere in between, we make it simple for them to offer senior-focused home lending solutions.

I Want Reverse Made Easy
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Customer Service

Our Thoughtful Service

At Smartfi, we go above and beyond to provide our partners with the customer service they deserve. With a team committed to your success, underwriting turn times under 24 hours, a marketing and training team that hears your needs and delivers on them, a Smartfi partnership is a no-brainer for brokers and lenders interested in offering senior home lending solutions.

Offer Reverse Today

Our Company & Leadership

Our partners choose us because of our deep industry knowledge and expertise. With a leadership team that has been in the industry for decades and is experienced not only in wholesale lending but boasts extensive retail reverse mortgage experience, a partnership with Smartfi® is a great value-add to any broker, lender or financial institution.

Explore a Partnership
Branded Characters On Computer (website) 01

Our Innovative Products & Solutions

Our partners choose us because of our innovative products and solutions that expand their borrower reach, provide an additional source of revenue to their business, and help older homeowners enhance their retirement.

Offer Our Products
Branded Characters Charts And Money (website) 01

Our Streamlined Technology

Our partners choose Smartfi as their primary reverse mortgage lender because our technology makes offering reverse easy at ANY experience level. Whether our partner is completely new to reverse, is a seasoned lender, or is somewhere in between, we make it simple for them to offer senior-focused home lending solutions.

I Want Reverse Made Easy
Branded Character Auditing Money Growth (website) 01

Our Thoughtful Service

At Smartfi, we go above and beyond to provide our partners with the customer service they deserve. With a team committed to your success, underwriting turn times under 24 hours, a marketing and training team that hears your needs and delivers on them, a Smartfi partnership is a no-brainer for brokers and lenders interested in offering senior home lending solutions.

Offer Reverse Today
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JOIN OUR NETWORK

Access exclusive reverse mortgage products & services with Smartfi!

Become a Partner
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San Diego HQ
3636 Nobel Dr.
Suite 210
San Diego, CA 92122
Medina Office
1113 Medina Road
Suite 400
Medina, OH 44256
Contact Wholesale
(877) 816-6706
help@smartfihomeloans.com

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This site and the information on it is intended for industry professionals only. It is not intended for consumers.

2022 Smartfi Home Loans LLC (In Ohio only, does business under the trade name Bankers Guarantee Mortgage Company), Company NMLS 1862952.

These materials are not from, and have not been approved by, HUD, FHA, or any government agency. Subject to Credit Approval. For licensing information, go to: NMLS Consumer Access.

*Borrower must pay property taxes, insurance, any HOA fees and maintain the property.

** Age requirements differ by product and state.

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Social Media Content


Social Content Overview

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Reverse Mortgage Guide – Digital


Reverse Mortgage Digital Guide Overview

Reverse Mortgage Guide Digital

Trifolds


Choice for Condos

Choice vs. HECM

HECM for Purchase

Real Reverse Possibilities

Reverse for Condos

Why Reverse

All Trifolds

Reverse Mortgage Guide – Print


Reverse Mortgage Print Guide Overview

Reverse Mortgage Guide for Print – Booklet Format

Reverse Mortgage Guide for Print – Single Page Format

Presentations


An Introduction to Reverse Mortgages

Reverse for Purchase Presentation

Fillable Flyers


Choice for Condos

Choice vs. HECM

Consumer Safeguards

HECM for Purchase

Loan Products Comparison

Mythbusters

Open House Flyer

Real Reverse Possibilities

Reverse for Condos

Why Reverse

All Flyers

Mailers


Non-QM 8.5×11 Mailer for No Window Envelope

Non-QM 8.5×11 Mailer for Window Envelope

Why Reverse 9×6 Postcard – No Crop Marks

Why Reverse 9×6 Postcard – With Crop Marks

Email Templates


FOR GMAIL

Instructions to Use Email Marketing Content for Gmail

How to Use Your Home to Free Up Cash

You’ve Invested in Your Home. Let It Invest in You.

FOR OUTLOOK

Instructions to Use Email Marketing Content for Outlook

How to Use Your Home to Free Up Cash

You’ve Invested in Your Home. Let It Invest in You.

Choice Docs


Choice Condo Questionnaire

Choice Lending Guidelines

Choice Minimum Age by State

Choice Submission Checklist

HECM Counseling Acceptance for Choice Product

Smartfi Wholesale Lending Map

Lending Guides


Choice Lending Guidelines

HECM Lending Guidelines

Sales Tools


Mortgage Intake Script

The ARPs

The Intake

The Plan

The Play

The Structure of a Proper Follow Up

Job Aids


Borrower Asset Types Guide

Extenuating Circumstances Guide

HECM for Purchase (What to Know)

Income Job Aid

Manufactured Homes

Non-Borrowing Spouse Job Aid

Power of Attorney Job Aid

Self Employed Job Aid

Checklists & Forms


Appraisal Reconsideration Request Form

Choice Condo Questionnaire

Choice Submission Checklist

Closing Request Lock Form

HECM Counseling Acceptance for Choice Product Form

HECM Submission Checklist

HOI Questionnaire

Info Needed for Application

Reverse Mortgage Property Questions

Smartfi Info & Guides


HECM Servicing Guide

ROV Process Partner Notice 2024-01

Smartfi Choice Minimum Age by State

Smartfi Mortgagee Clause

Smartfi Wholesale Lending Map

Webinar Recordings


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Product & Market

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Lead Gen

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Guest Speakers

Submit a Training Request




Product & Marketing Training Videos


An Introduction to Reverse Mortgages

How a Reverse Mortgage Works After the Borrower’s Death

How to Edit the Open House Flyer in Canva

How to Edit Word Doc Mailer & Use Mail Merge

How to Price a Loan with Smartfi

Contact Wholesale Team


Get a Free Personalized Quote

Get Your Free Reverse Mortgage Guide


Explore a Partnership





Choice Submission Checklist

HECM Submission Checklist

Job Aids

BORROWER ASSET TYPES

EXTENUATING CIRCUMSTANCES

INCOME JOB AID

Notices

PARTNER NOTICE 2022-01

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