I refinanced with Smartfi Home Loans and everything went very quick and smooth. It’s not my forever home and I still took the 30-year loan just because I want to pay a lot more. I only have a couple more years, probably. It took my PMI insurance away and it was a lower interest rate also. So, I saved $100 a month.

I worked with Miles. He was great. Always answered my calls and emails so promptly. He explained the process as we went along. He is just a nice guy.

I really appreciate the follow up from the initial contact through every step of the process by our associate. I was able to quickly validate his authenticity from my existing mortgage lender, then the home inspection was very fair and accurate and much less stressful than I thought it would be. In the end our credit went up by about 100 points, freeing up a couple other debts and keeping the equity in our property at a perfect time to do so.