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Wholesale Get Your Free Guide

TCPA Consent - Smartfi Home Loans, LLC

By consenting to this TCPA Communication Policy and agreeing to telephone contact and messaging notifications for telemarketing purposes, you agree that Smartfi Home Loans, LLC our assigns, successors, servicing agents, or lender/real estate partners may use SMS notifications, calls using artificial or prerecorded voice messages and automatic dialing technology for all purposes not prohibited by applicable law for any telephone number or electronic or physical address (including email) that you have provided. This includes authorizing Smartfi Home Loans, LLC and/or its affiliates to contact you regarding the advertising or telemarketing of our products and services Smartfi Home Loans, LLC may also contact you regarding your loan application, loan transaction, loan servicing, available rates, and other products, promotions and services offered using this consent.

You certify, warrant, and represent that the telephone number(s) that you have provided to us are your contact numbers. Your consent, if provided, will be effective even if the number you have provided is registered on any state or federal DO-Not-Call (DNC) list.

This consent for telemarketing calls and text shall remain in effect until you revoke it. You may revoke your consent at any time. Your consent to telemarketing calls and texts may be revoked by following any of the unsubscribe methods described below or by any other method that ensures we receive the revocation. You understand that providing consent is not a condition of purchase or required to obtain a loan.

SMARTFI HOME LOANS, LLC AND OUR AGENTS, REPRESENTATIVES, AFFILIATES, LENDER/REAL ESTATE PARTNERS, AND ANYONE CALLING ON BEHALF MAY USE SUCH MEANS OF COMMUNICATION DESCRIBED IN THIS SECTION EVEN IF YOU WILL INCUR COSTS TO RECEIVE SUCH PHONE MESSAGES, TEXT MESSAGES, E-MAILS, OR OTHER MEANS.

You agree that Smartfi Home Loans, LLC and our agents, representatives, affiliates, lender/real estate partners, or anyone calling on our behalf may contact you on a recorded line.

How to Unsubscribe to SMS

You may revoke your consent to receive phone calls, other than to service your account or collect any amounts you may owe, by calling us at (877) 607-8815 or by logging into your account and changing your Communication Preferences. You may withdraw your consent to receive SMS Account Notifications by replying with STOP, END, CANCEL, QUIT, or UNSUBSCRIBE or by calling us at (877) 607-8815. We may treat your provision of an invalid phone number or subsequent malfunction of a previously valid mobile phone number as a withdrawal of your consent to receive SMS Account Notifications or calls.

How to Telephone (non-text messages)

You may revoke your telemarketing consent for calls to your telephone number(s) or automated dialing by contacting us at (877) 607-8815.

To request additional information contact us by telephone at (877) 607-8815.
You can view our Privacy Policy and our Terms and Conditions Policy using the link in our website footer.

Consent for Telemarketing

By submitting your telephone number and other personal data you authorize Smartfi Home Loans, LLC and any third parties we may use to contact you by any means stated above under this Telemarketing Policy.

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*Borrower must pay property taxes, insurance, any HOA fees and maintain the property.
**Age requirements differ by product and state.


This material is not from HUD or FHA and was not reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.

Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan (e.g., property must be principal residence of at least one borrower), you retain title until you sell or transfer the property. You are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject to the property to a tax lien, other encumbrance, or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. At the maturity of the loan, the equity may no longer belong to you. The lender will have a claim against your property and you, or your heirs may need to sell the property or use other assets to repay the loan in order to retain the property. The loan becomes due and payable upon failure to comply with loan terms or when the last borrower leaves the home.

This information is not tax advice. Please consult a tax advisor regarding your specific situation. Not all products and options are available in all states. Terms subject to change without notice. Certain conditions and fees apply. This is not a loan commitment or offer to enter into an agreement. All loans are subject to approval, including age, property, and determination of ability to pay taxes, insurance, and maintenance.

©Smartfi Home Loans, LLC, NMLS# 1862952 (www.nmlsconsumeraccess.org.). Smartfi is headquartered at 3636 Nobel Dr., Ste 210, San Diego, CA 92122. Smartfi conducts business in the following states: AL, AR, AZ (BL#1033553), CA (CA loans made or arranged pursuant to a California Finance Lenders Law license 60DBO-144199) and (Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 41DBO-143292), CO (Mortgage Company Registration), DC (District of Columbia Mortgage Dual Authority License No. MLB1862952), DE, FL, GA (Georgia Mortgage Lender License/Registration No. 1862952), IA, ID, IL (Illinois Residential Mortgage Licensee; Illinois Commissioner of Banks can be reached at 100 West Randolph, 9th Floor, Chicago, IL 60601, 312-814-4500), IN, KS (Kansas Licensed Mortgage Company MC.0025895), KY, LA, ME (1862952), MD, MI, MN, MS (Licensed by the Mississippi Department of Banking and Consumer Finance), MT, NC (L-202917), ND, NE, NH (Licensed by the New Hampshire Banking Department), NJ (Licensed by the NJ Department of Banking and Insurance and NJ RMLA-Licensed Mortgage Servicer Registration, NM, OH (RM.804501.000), OK, OR (ML-1862952, MS-1862952), PA (Licensed by the Pennsylvania Department of Banking 94533 & 105533), RI (Rhode Island Lender), SC, SD, TN, TX (Mortgage Banking Registration), UT, WA (Consumer Loan Company License No. CL-1862952), WI and WY (Mortgage Lender/Broker License No. 4505).

Smartfi is an equal opportunity lender. For questions or complaints, please email us at: clientcare@smartfihomeloans.com. For information our privacy practices, please visit https://www.smartfihomeloans.com/privacy. SFHL-DIS-NAT-011625.

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Reverse Mortgage Guide – Digital


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