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Smartfi Home Loans

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    • FHA HECM
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Grow Your Business
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Grow Your Business
with Reverse Mortgage Solutions

As a wholesale, senior-focused
lender, we have the expertise you
need to build your business.

Run a Scenario Partner Login

LENDING SOLUTIONS THAT WORK

Explore Loan Products That Grow Businesses

Add senior-focused loan options to your product offerings that can grow your business, offer long-term stability, and prioritize the borrower.

Reverse Mortgage Line of Credit Icon

Reverse Mortgage Line of Credit

Non FHA Reverse Mortgage Icon

Non-FHA Reverse Mortgage

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Reverse Mortgage for Purchase

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A partner to grow your business

Set your business apart and expand your capabilities

You need a partner you can count on; allowing you to offer reliable loan solutions to your clients. With a Smartfi partnership, you'll have the confidence you need to expand your business, knowing our team is in your corner, every step of the way.

Why offer reverse mortgages?
Who is a reverse good for?
Why partner with Smartfi?

Add to your portfolio & help your clients retire on their terms

Reverse mortgages expand your product offerings, add value to your existing relationships, and broaden your potential clientele.

Senior homeowners who want to access their home equity

Reverse mortgages can help seniors reach retirement goals such as financial security, having adequate cash flow, and meeting long-term care needs.

Experienced leadership & unique products

Partnering with Smartfi Home Loans grants you access to our senior-focused lending solutions, streamlined technology, and the support of 110+ years of reverse mortgage experience.

GET MORE INFO

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CALCULATE A REVERSE MORTGAGE SOLUTION

Build a scenario that works

Run an unlimited number of scenarios to show your client how a reverse mortgage can be the financial solution they've been looking for.

Quick calculation
THE SMARTFI® DIFFERENCE

Offering Reverse Mortgages Has Never Been Easier

Smartfi makes it easy to add unique reverse mortgage products to your business. Whether you are a seasoned reverse mortgage broker or looking to dip your toes into the reverse world, we have what you need to succeed. With no technology and no infrastructure investment needed, you'll be on your way to your first loan with us in no time.

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Generate additional revenue

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Diversify your loan product portfolio

Expand Reach Icon

Expand potential borrower reach

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DRIVE BUSINESS GROWTH

Partner with Smartfi to offer innovative home lending solutions to your clients.

Grow My Business
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San Diego HQ
3636 Nobel Dr.
Suite 210
San Diego, CA 92122
Medina Office
1113 Medina Road
Suite 400
Medina, OH 44256
Contact Wholesale
(877) 816-6706
help@smartfihomeloans.com

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This site and the information on it is intended for industry professionals only. It is not intended for consumers.

2022 Smartfi Home Loans LLC (In Ohio only, does business under the trade name Bankers Guarantee Mortgage Company), Company NMLS 1862952.

These materials are not from, and have not been approved by, HUD, FHA, or any government agency. Subject to Credit Approval. For licensing information, go to: NMLS Consumer Access.

*Borrower must pay property taxes, insurance, any HOA fees and maintain the property.

** Age requirements differ by product and state.

Copyright © 2025 Smartfi Home Loans, LLC Wholesale. All Rights Reserved. Developed by TinyFrog Technologies.

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Social Media Content


Social Content Overview

Social Media Content

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Reverse Mortgage Guide – Digital


Reverse Mortgage Digital Guide Overview

Reverse Mortgage Guide Digital

Trifolds


Choice for Condos

Choice vs. HECM

HECM for Purchase

Real Reverse Possibilities

Reverse for Condos

Why Reverse

All Trifolds

Reverse Mortgage Guide – Print


Reverse Mortgage Print Guide Overview

Reverse Mortgage Guide for Print – Booklet Format

Reverse Mortgage Guide for Print – Single Page Format

Presentations


An Introduction to Reverse Mortgages

Reverse for Purchase Presentation

Fillable Flyers


Choice for Condos

Choice vs. HECM

Consumer Safeguards

HECM for Purchase

Loan Products Comparison

Mythbusters

Open House Flyer

Real Reverse Possibilities

Reverse for Condos

Why Reverse

All Flyers

Mailers


Non-QM 8.5×11 Mailer for No Window Envelope

Non-QM 8.5×11 Mailer for Window Envelope

Why Reverse 9×6 Postcard – No Crop Marks

Why Reverse 9×6 Postcard – With Crop Marks

Email Templates


FOR GMAIL

Instructions to Use Email Marketing Content for Gmail

How to Use Your Home to Free Up Cash

You’ve Invested in Your Home. Let It Invest in You.

FOR OUTLOOK

Instructions to Use Email Marketing Content for Outlook

How to Use Your Home to Free Up Cash

You’ve Invested in Your Home. Let It Invest in You.

Choice Docs


Choice Condo Questionnaire

Choice Lending Guidelines

Choice Minimum Age by State

Choice Submission Checklist

HECM Counseling Acceptance for Choice Product

Smartfi Wholesale Lending Map

Lending Guides


Choice Lending Guidelines

HECM Lending Guidelines

Sales Tools


Mortgage Intake Script

The ARPs

The Intake

The Plan

The Play

The Structure of a Proper Follow Up

Job Aids


Borrower Asset Types Guide

Extenuating Circumstances Guide

HECM for Purchase (What to Know)

Income Job Aid

Manufactured Homes

Non-Borrowing Spouse Job Aid

Power of Attorney Job Aid

Self Employed Job Aid

Checklists & Forms


Appraisal Reconsideration Request Form

Choice Condo Questionnaire

Choice Submission Checklist

Closing Request Lock Form

HECM Counseling Acceptance for Choice Product Form

HECM Submission Checklist

HOI Questionnaire

Info Needed for Application

Reverse Mortgage Property Questions

Smartfi Info & Guides


HECM Servicing Guide

ROV Process Partner Notice 2024-01

Smartfi Choice Minimum Age by State

Smartfi Mortgagee Clause

Smartfi Wholesale Lending Map

Webinar Recordings


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Product & Market

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Lead Gen

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Guest Speakers

Submit a Training Request




Product & Marketing Training Videos


An Introduction to Reverse Mortgages

How a Reverse Mortgage Works After the Borrower’s Death

How to Edit the Open House Flyer in Canva

How to Edit Word Doc Mailer & Use Mail Merge

How to Price a Loan with Smartfi

Contact Wholesale Team


Get a Free Personalized Quote

Get Your Free Reverse Mortgage Guide


Explore a Partnership





Choice Submission Checklist

HECM Submission Checklist

Job Aids

BORROWER ASSET TYPES

EXTENUATING CIRCUMSTANCES

INCOME JOB AID

Notices

PARTNER NOTICE 2022-01

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