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- Trust in our 100+ years of mortgage experience
- We offer a free, no obligation consultation
- Choice jumbo offered only at Smartfi
- FHA HECM also available
Whether you are interested in purchasing or refinancing a home, increasing your monthly cash flow, eliminating required monthly mortgage payments,* or something else, a Smartfi Specialist can help you find the right mortgage to meet your needs.
Experience The Smartfi Difference
By offering both FHA HECM’s and Choice Jumbos, we are able to get you the mortgage that serves you best. Our reverse mortgage specialists are experts on these options and are ready to answer your questions and get you into the right mortgage. Find out how Smartfi Home Loans can help you reach your goals today.
The Smartfi Choice
The Smartfi Choice is a great option for borrowers whose needs, or qualifications, don’t quite fit the HECM design. With the Smartfi Choice reverse mortgage, borrowers can be lent up to $4,000,000, have no upfront mortgage insurance premium, receive all loan proceeds at close, and can qualify for the reverse mortgage at age 60**.
*Borrower must pay property taxes, insurance, HOA fees and maintain the property.
**Age requirements differ by product and state.
2022 Smartfi Home Loans LLC (In Ohio only, does business under the trade name Bankers Guarantee Mortgage Company), Company NMLS 1862952
These materials are not from, and have not been approved by, HUD, FHA, or any government agency. Subject to Credit Approval. For licensing information, go to: NMLS Consumer Access