• Skip to main content
  • Skip to primary sidebar
  • Skip to footer
(877) 816-6706 PARTNER SITE CLIENT LOGIN
Search Icon

Smartfi Corporate

  • About Us
  • Clients
  • Contact Us
Calculators
Accepted

Finding a home and making an offer

May 23, 2020 by Rachel Brod

In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home of your dreams and make an offer.

Before hopping into the car with your realtor and looking at anything in the area we find it very helpful to put together a needs list. It will be helpful for you and whoever else may be moving with you to put your needs down on paper and then track how each home you view meets those needs. This is very similar to a “Pros” and “Cons” sheet that many of us do for all decisions.

First write down your basic needs to help you and your realtor filter many of the options out of the initial viewing process.

These are things such as price range, city or town specifics, rural, urban or suburban options, and school district preferences. After that discuss more specific info such as square footage, number of beds and baths, yard type, garage and storage needs and other type amenities.

Finally decide on your timeline and get out there to see as much as possible.

As you see the homes keep track of what preferences are available in each home and which are not.

Once you find the perfect home, meet your realtor and write an offer. You and your realtor should determine the price to offer, who pays what costs, closing dates and several other items that your realtor should help you navigate. You will then present this offer to the seller, possibly have some counter offer and acceptance rounds and once all is agreed upon a purchase agreement will be signed by both parties.  Congratulations!

Share this post:
  • Facebook
  • Pinterest
  • Twitter
  • Linkedin

Primary Sidebar

Categories

  • First Time Home Buyer
  • Home Maintenance
  • Home Owner Tips
  • Mortgage News
  • Real Estate Tips
Smartfi footer logo
National Reverse Mortgage Lenders Association logo
San Diego HQ
3636 Nobel Dr.
Suite 330
San Diego, CA 92122
Medina Office
1113 Medina Road
Suite 400
Medina, OH 44256
Contact
(877) 816-6706
info@smartfihomeloans.com
Equal Housing Lender logo white
Secured by Sectigo logo
Smartfi Home Loans, LLC BBB Business Review

Privacy Policy  |  State Licensing   |  Web Accessibility  |   Sitemap

2022 Smartfi Home Loans LLC (In Ohio only, does business under the trade name Bankers Guarantee Mortgage Company), Company NMLS 1862952.

These materials are not from, and have not been approved by, HUD, FHA, or any government agency. Subject to Credit Approval. For licensing information, go to: NMLS Consumer Access.

*Borrower must pay property taxes, insurance, any HOA fees and maintain the property.

** Age requirements differ by product and state.

Copyright © 2023 Smartfi Home Loans, LLC. All Rights Reserved. Developed by TinyFrog Technologies.

This website uses cookies to improve your experience. Accept All Reject All
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checkbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
SAVE & ACCEPT

"*" indicates required fields

Become a Partner

* indicates required field
Name*
Consent*
This field is for validation purposes and should be left unchanged.

"*" indicates required fields

Connect With Us

* indicates required field
Name*
Consent*
This field is for validation purposes and should be left unchanged.
Fillable Flyers

Real Reverse Possibilities

SMARTFI CHOICE vs. FHA HECM

USING A HECM TO PURCHASE

WHY REVERSE?